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General Discussion

Payment Processing API

Does anyone have a recommendation on an API or site (like Paypal or Authorize.Net) that can allow you to sell digital items on your website to collect payment. The key is to not have to pay these providers until a transaction is made.

Currently with Authorize.Net you pay a reoccurring fee regardless of if anyone is paying you, same applies with Paypal. Any help or guidance is greatly appreciated.

6 Answers

If you want it embedded in your site, I think you'll struggle. It's that privilege which we pay for.

Mijireh cart is free but I'm not sure to what extent.

Justin Witz I think you are after something like Stripe

+1 for stripe

you can use paypal without the virtual terminal.

Typically you are looking at either a monthly fee with lower discount rates or higher discount rates +per/transaction fee without monthly fees.

Robert Mabbs it looks like what you mentioned is exactly what I'm after. I currently use Square but the Square Market doesn't seem feasible to accomplish this task. Checking out Stripe.

For what it's worth I will second the nomination for Stripe :)

Braintree and Stripe both use a per transaction fee, just like a credit card machine if you're at a brick and mortar store. Both have great API's and both have excellent customer support.

Square finally wrote me back and said it's impossible at the present time to accept payments and they don't feel that they will be heading down this path anytime soon. Looks like I'm going with Stripe! Thanks everyone.