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iOS Build a Simple iPhone App with Swift 2.0 Structs as Data Models Recap: Data Models

Why do we not use an initializer method when creating the model in our app?

the right answer from the quiz is "into methods allow its to customize instances at creation and our data is always the same"

I thought "we get member wise initializers for structs by default and don't need to write one" is the right answer

Why is that?

Thank you